Car Accidents

GUIDANCE AFTER SERIOUS CAR ACCIDENTS

Car accidents happen every day. Often, an accident is a simple fender bender, and both parties can exchange information and drive off. However, in some cases, a car accident can mean serious damage to your vehicle and serious injury to your person. When that happens, an attorney experienced in car accident and personal injury law can help you get the money you need to move forward.

COMPREHENSIVE CARE

There are several things to take into account after a car accident. Is the other party insured? If not, does your insurance cover your injuries? How will you pay your medical bills while your case is ongoing?

• Is the other party insured? – Discovering whether the other party involved in an auto accident is insured is a crucial step in navigating the aftermath of a car collision. This information significantly impacts how you can pursue compensation for damages and injuries. If the other party is insured, claims can typically be filed through their insurance company, potentially streamlining the process of obtaining compensation for medical expenses, vehicle repairs, and other related costs. However, if the other party is uninsured, you may need to rely on your own insurance coverage, specifically uninsured motorist protection, or explore legal avenues to seek damages. Understanding the insurance status of all involved parties helps shape the strategy for recovering losses and ensures that you are adequately prepared for the steps that follow.
• Does your insurance cover your injuries? – Determining whether your insurance policy covers injuries sustained in a car accident is essential for managing medical expenses and related costs. Coverage can vary widely depending on your policy’s specifics, including liability, collision, and personal injury protection (PIP) components. Liability insurance covers damages to others caused by you, while collision insurance may cover your vehicle’s repairs. PIP, often mandatory in no-fault states, can help with medical expenses regardless of who’s at fault. Understanding the extent of your coverage is crucial in navigating the aftermath of an accident, ensuring you can access the necessary medical care without undue financial burden. Reviewing your insurance policy or consulting with your insurance provider can clarify your coverage scope, helping you make informed decisions about your care and recovery process.
• How will you pay your medical bills while your case is ongoing? – Navigating the payment of medical bills while your car accident case is ongoing can be challenging. Typically, you might rely on your personal injury protection (PIP) insurance, if available, or medical payments coverage to cover initial expenses. In the absence of such coverage or if costs exceed those limits, health insurance can also play a crucial role. However, some treatments may not be covered, or high deductibles might apply. In these situations, attorney-arranged medical liens can defer payment until the resolution of your case. It’s essential to communicate with your legal representative and healthcare providers about your situation. They can often offer guidance or payment plans to ease the burden during the litigation process, ensuring you receive the necessary treatment without immediate financial strain.

Our team is experienced in personal injury law and can advise you on these questions and more in cases involving:

• Rollovers
• Pileups
• T-bone, merging car and head-on collisions
• Texting and driving
• Uninsured drivers
• Death of one or more parties

Historically, we at Sacino, Bertolino & Hallissy, APC, have worked on behalf of insurance companies defending these sorts of claims. We understand how the insurance companies work and how to put together successful cases against them. We are the team you want on your side if you need to bring a case.

CONTACT THE FIRM TODAY TO LEARN MORE

You can reach out either by phone at (916) 649-2214 or through our convenient online contact form. Our office is located in Sacramento.